We are an financial
planning firm dedicated
to helping people achieve
their dreams.
About Stephen Financial
What We Do
You’ve played by the rules, so why does it feel like you’re stuck on a financial treadmill? Most of us realize we should be saving more for retirement, but there’s not a lot leftover after paying excessive taxes, high basic living expenses and mortgage and credit card debt.
That’s why we take a different approach when working with our clients. Our independence ensures that we bring you the best investment, insurance and other financial solutions available-not just those sponsored by a single company or provider. We have unique backgrounds that enable us to look at both sides of the equation-not just what you’re saving, but what you’re spending. Finally, we look at the big picture. We’re not about selling products, we’re about empowering clients with a simple, yet effective way to plan for a more comfortable retirement.
Our Approach
We are advocates for investors who are struggling to meet competing financial goals: saving for retirement while funding children’s educations and protecting their nest egg from unforeseen events.
Our Services
You’ve played by the rules, so why does it feel like you’re stuck on a financial treadmill? Most of us realize we should be saving more for retirement, but there’s not a lot leftover after paying excessive taxes, high basic living expenses and mortgage and credit card debt.
That’s why we take a different approach when working with our clients. Unlike other advisors, we look at both sides of the equation not just what you’re saving, but what you’re spending. Our goal is to empower you to become a slow and steady saver over a long time horizon. And since most of us will live 20 30 years in retirement, it’s never too late to start!
Group Retirement
We help companies design, implement and deliver state-of-the-art Group RRSP plans that employees will genuinely value. Whatever your business, we can assist you to provide your employees with a simple, yet effective Group RRSP solution that will help them plan for a more comfortable retirement.
• the steps to take to become CAP compliant and protect themselves from liability
• the optimal manner in which employers should make advice available to plan members
Whether you’re considering a Group RRSP for the first time or looking to improve upon your existing plan’s design, we believe you can benefit from our singular approach. Help your employees face the new realities of retirement by working with a team that specializes exclusively in retirement planning and advocacy.
Group Employee Benefits
We offer a full employee benefit offering for employees and their families including:
• Group life insurance
• Long term disability insurance
• Accidental death and dismemberment coverage
• Healthcare spending accounts
• Market analysis is conducted to ensure employees receive cutting edge, competitively priced benefit packages from the major insurance carriers.